Welcome to rankeq.com (the “Website”). By accessing and using our Website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Website.

1. Acceptance of Terms
   By using rankeq.com, you agree to these Terms of Service and our Privacy Policy (incorporated herein by reference). If you disagree with any part of the Terms, you must discontinue using the Website immediately.
2. Use of the Website
   Eligibility: You must be at least 13 years old to use this Website.
   Lawful Use: You agree to use the Website only for lawful purposes and in a manner that does not infringe on the rights of, or restrict or inhibit the use of the Website by, any other party.
   Account Responsibility: If you create an account on our Website, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3. Intellectual Property
   All content on this Website—including, but not limited to, text, images, logos, graphics, audio clips, video clips, and software—is the property of rankeq.com or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not use, copy, reproduce, or distribute any content without our prior written consent.
4. User Content
   If you submit any content (such as comments, reviews, or other materials) to the Website (“User Content”), you grant us a non-exclusive, worldwide, royalty-free, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with the Website and our business. You represent that you have the necessary rights to grant these permissions.
5. Disclaimer of Warranties
   The Website is provided on an “AS IS” and “AS AVAILABLE” basis without any warranties of any kind, whether express or implied. We do not guarantee that the Website will be error-free, uninterrupted, or free of viruses or other harmful components. Your use of the Website is at your sole risk.
6. Limitation of Liability
   To the maximum extent permitted by law, rankeq.com, its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your access to, use of, or inability to use the Website.
7. Indemnification
   You agree to indemnify, defend, and hold harmless rankeq.com and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the Website or your violation of these Terms.
8. Financial Disclaimers
   Important Notice: Rankeq.com sells financial research, including specific stock rankings and algorithm outputs. All financial content provided on this Website is for informational and research purposes only and does not constitute investment advice, recommendations, or an offer to buy or sell any securities.
   No Investment Advice: You should not rely solely on our financial research when making investment decisions. Always consult with a licensed financial advisor or conduct your own independent research before acting on any information.
   Assumption of Risk: By using our Website, you acknowledge that any reliance on the financial research, stock rankings, or algorithm outputs is at your sole risk. Rankeq.com, its owners, affiliates, employees, or agents shall not be liable for any losses, damages, or expenses arising from your reliance on such information.
   No Guarantee: Past performance or outputs are not indicative of future results. We do not warrant or guarantee that our financial research will achieve any particular result.
9. Governing Law
   These Terms shall be governed by and construed in accordance with the laws of The Netherlands without regard to its conflict of law principles. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts in The Netherlands.
10. Changes to These Terms
    We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website following the posting of changes constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically.
11. Cancellation, Return Policy, and Refunds
    a. Right of Withdrawal: In accordance with European Union consumer protection law, if you are a consumer, you have the right to cancel your purchase of our services within 14 days from the date the contract was formed (the “cooling-off period”) without providing any reason. To exercise this right, you must notify us of your decision to cancel by contacting us using the information provided in Section 13 below.
    b. Commencement of Service: If you request that the service commence immediately and expressly waive your right of withdrawal, or if the service is fully rendered before the expiration of the cooling-off period, the right of withdrawal will not apply and any payments made for the services rendered will be non-refundable.
    c. Refunds: If you cancel within the cooling-off period and the service has not been fully rendered, you will be entitled to a refund of any payments made, subject to a proportional deduction for any portion of the service provided prior to cancellation. Refunds will be processed within 14 days after we receive your cancellation notice.
    d. Exclusions: The right of withdrawal does not apply to contracts for services that have been fully performed with your express prior consent before the expiration of the withdrawal period.
    e. Non-Refundable Fees: Any non-refundable fees or charges will be clearly identified at the point of sale and are not subject to cancellation.
12. Termination
    We may terminate or suspend your access to the Website, without prior notice or liability, if you breach any part of these Terms. Upon termination, your right to use the Website will immediately cease.
13. Contact Information
    If you have any questions about these Terms, please contact us via the appropriate e-mail address as found under 'Contact'. We will be happy to meet and/or assist you.

By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.